Aberdeen ISA and Share Plan

Aberdeen ISA

Aberdeen’s Investment Trusts ISA allows you to select one or more of our thirteen investment trusts in which to invest. These focus on four areas of expertise to allow you to invest in some of the most dynamic markets around the World. We personally interview the management of companies in which we invest. In fact, last year we interviewed over 3,000 companies before investing. Our process of rigorous assessment means that as an investor, you can benefit from our knowledge. So go on, bring our world of insight into your investment trust ISA.

ISAs are designed to encourage more of us to save and invest by limiting the amount of tax that can be taken off our investment. We are pleased to be able to offer an ISA so you can keep more of your investment returns – rather than seeing them being taken in tax.

You can choose to invest your Stocks and Shares ISA allowance of £7,200* a year in our Investment Trust ISA. Invest monthly from only £100 or invest a lump sum from £1,000.

The Aberdeen Investment Trusts ISA offers:

• minimum monthly investment - £100
• minimum lump sum investment - £1000
• low annual charge of £24 (plus VAT) per annum, regardless of how many Aberdeen Investment Trust ISAs you hold.
• £15 exit fee per sale

Aberdeen Share Plan

If tax efficiency isn’t an issue – or if you’ve already invested your ISA allowance – then our Share Plan is the way for you to invest.

Like any company listed on the Stock Exchange, you can buy investment trust shares through a stockbroker of your choice. But our Share Plan aims to make the process even easier, letting you invest lump sums or monthly amounts easily at a low cost.

The Share Plan is a simple way to buy and sell shares in investment trusts managed by Aberdeen using a secure nominee account. You can invest as much as you wish either in one-off lump sums or by making monthly contributions by direct debit. The minimum amount that you can invest as a lump sum is £250 per trust; and the minimum monthly savings is £100 per trust.

The Aberdeen Share Plan is one of the lowest cost savings schemes available** with no initial plan charge on purchases (although the value of your shares will be impacted by the bid-offer spread) and a simple £10 (plus VAT) administration charge when you sell. Like all shares, government stamp duty is payable on share purchases. If you buy through a financial adviser, you may elect to pay up to 3% of your investment as initial commission.

Furthermore, if you invest a lump sum of £250 or more into a trust, we’ll invest it for you the next working day so it can start working for you as soon as possible.

* On 6 October 2009, the ISA subscription limit increased to £10,200 for anyone eligible to invest who was born on or before 5 April 1960 (i.e. who will be aged 50 or over during the current tax year). These higher limits will apply to all eligible ISA investors from 6 April 2010.
** Source: AIC, April 2009